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-.5);translate:var(--tw-translate-x) var(--tw-translate-y)}.hover\:border-accent:hover{border-color:#0592fe}.hover\:border-slate-200:hover{border-color:var(--color-slate-200)}.hover\:bg-accent:hover{background-color:#0592fe}.hover\:bg-amber-950\/20:hover{background-color:#46190133}@supports (color:color-mix(in lab, red, red)){.hover\:bg-amber-950\/20:hover{background-color:color-mix(in oklab, var(--color-amber-950) 20%, transparent)}}.hover\:bg-blue-50\/60:hover{background-color:#eff6ff99}@supports (color:color-mix(in lab, red, red)){.hover\:bg-blue-50\/60:hover{background-color:color-mix(in oklab, var(--color-blue-50) 60%, transparent)}}.hover\:bg-navy-dark:hover{background-color:#01315a}.hover\:bg-red-50:hover{background-color:var(--color-red-50)}.hover\:bg-red-700:hover{background-color:var(--color-red-700)}.hover\:bg-slate-50:hover{background-color:var(--color-slate-50)}.hover\:bg-slate-100:hover{background-color:var(--color-slate-100)}.hover\:bg-white\/10:hover{background-color:#ffffff1a}@supports (color:color-mix(in lab, red, red)){.hover\:bg-white\/10:hover{background-color:color-mix(in oklab, var(--color-white) 10%, transparent)}}.hover\:bg-white\/20:hover{background-color:#fff3}@supports (color:color-mix(in lab, red, red)){.hover\:bg-white\/20:hover{background-color:color-mix(in oklab, var(--color-white) 20%, transparent)}}.hover\:text-accent:hover{color:#0592fe}.hover\:text-navy:hover{color:#014981}.hover\:text-red-800:hover{color:var(--color-red-800)}.hover\:text-slate-600:hover{color:var(--color-slate-600)}.hover\:text-slate-700:hover{color:var(--color-slate-700)}.hover\:text-slate-800:hover{color:var(--color-slate-800)}.hover\:text-slate-900:hover{color:var(--color-slate-900)}.hover\:text-white:hover{color:var(--color-white)}.hover\:underline:hover{text-decoration-line:underline}.hover\:shadow-md:hover{--tw-shadow:0 4px 6px -1px var(--tw-shadow-color,#0000001a), 0 2px 4px -2px var(--tw-shadow-color,#0000001a);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.hover\:ring-2:hover{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.hover\:ring-slate-200:hover{--tw-ring-color:var(--color-slate-200)}.hover\:ring-offset-2:hover{--tw-ring-offset-width:2px;--tw-ring-offset-shadow:var(--tw-ring-inset,) 0 0 0 var(--tw-ring-offset-width) var(--tw-ring-offset-color)}}.focus\:border-accent:focus{border-color:#0592fe}.focus\:border-navy:focus{border-color:#014981}.focus\:border-red-400:focus{border-color:var(--color-red-400)}.focus\:bg-red-50:focus{background-color:var(--color-red-50)}.focus\:bg-white:focus{background-color:var(--color-white)}.focus\:ring-1:focus{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(1px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.focus\:ring-2:focus{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.focus\:ring-accent\/20:focus{--tw-ring-color:#0592fe33}@supports (color:lab(0% 0 0)){.focus\:ring-accent\/20:focus{--tw-ring-color:lab(58.6471% -1.58998 -63.794/.2)}}.focus\:ring-navy:focus{--tw-ring-color:#014981}.focus\:outline-none:focus{--tw-outline-style:none;outline-style:none}.disabled\:cursor-not-allowed:disabled{cursor:not-allowed}.disabled\:opacity-50:disabled{opacity:.5}.disabled\:opacity-70:disabled{opacity:.7}@media not all and (min-width:40rem){.max-sm\:hidden{display:none}}@media (min-width:40rem){.sm\:col-span-2{grid-column:span 2/span 2}.sm\:grid-cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}.sm\:gap-4{gap:calc(var(--spacing) * 4)}.sm\:px-6{padding-inline:calc(var(--spacing) * 6)}.sm\:py-8{padding-block:calc(var(--spacing) * 8)}}@media (min-width:48rem){.md\:sticky{position:sticky}.md\:inset-auto{inset:auto}.md\:top-0{top:0}.md\:top-10{top:calc(var(--spacing) * 10)}.md\:z-auto{z-index:auto}.md\:flex{display:flex}.md\:hidden{display:none}.md\:h-\[calc\(100vh-2\.5rem\)\]{height:calc(100vh - 2.5rem)}.md\:w-56{width:calc(var(--spacing) * 56)}.md\:translate-x-0{--tw-translate-x:0px;translate:var(--tw-translate-x) var(--tw-translate-y)}}@media (min-width:64rem){.lg\:sticky{position:sticky}.lg\:top-8{top:calc(var(--spacing) * 8)}.lg\:top-\[4\.5rem\]{top:4.5rem}.lg\:col-span-1{grid-column:span 1/span 1}.lg\:col-start-1{grid-column-start:1}.lg\:col-start-2{grid-column-start:2}.lg\:col-start-3{grid-column-start:3}.lg\:row-start-1{grid-row-start:1}.lg\:row-start-2{grid-row-start:2}.lg\:max-h-\[calc\(100vh-4rem\)\]{max-height:calc(100vh - 4rem)}.lg\:max-h-\[calc\(100vh-6\.5rem\)\]{max-height:calc(100vh - 6.5rem)}.lg\:w-64{width:calc(var(--spacing) * 64)}.lg\:shrink-0{flex-shrink:0}.lg\:grid-cols-1{grid-template-columns:repeat(1,minmax(0,1fr))}.lg\:grid-cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}.lg\:grid-cols-5{grid-template-columns:repeat(5,minmax(0,1fr))}.lg\:grid-cols-\[minmax\(0\,1fr\)_minmax\(0\,1fr\)_320px\]{grid-template-columns:minmax(0,1fr) minmax(0,1fr) 320px}.lg\:flex-row{flex-direction:row}.lg\:items-start{align-items:flex-start}.lg\:overflow-x-hidden{overflow-x:hidden}.lg\:overflow-y-auto{overflow-y:auto}.lg\:pr-1{padding-right:var(--spacing)}}}:root{--background:#fff;--foreground:#171717;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}body{background:var(--background);color:var(--foreground);font-family:Arial,Helvetica,sans-serif}@property --tw-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-translate-y{syntax:"*";inherits:false;initial-value:0}@property --tw-translate-z{syntax:"*";inherits:false;initial-value:0}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-gradient-position{syntax:"*";inherits:false}@property --tw-gradient-from{syntax:"<color>";inherits:false;initial-value:#0000}@property --tw-gradient-via{syntax:"<color>";inherits:false;initial-value:#0000}@property --tw-gradient-to{syntax:"<color>";inherits:false;initial-value:#0000}@property --tw-gradient-stops{syntax:"*";inherits:false}@property --tw-gradient-via-stops{syntax:"*";inherits:false}@property --tw-gradient-from-position{syntax:"<length-percentage>";inherits:false;initial-value:0%}@property --tw-gradient-via-position{syntax:"<length-percentage>";inherits:false;initial-value:50%}@property --tw-gradient-to-position{syntax:"<length-percentage>";inherits:false;initial-value:100%}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-tracking{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@keyframes spin{to{transform:rotate(360deg)}}@keyframes pulse{50%{opacity:.5}}
.calc-app{--navy:#014981;--navy-dark:#01315a;--accent:#0592fe;--input-bg:#e1f1ff;--input-border:#b7dcff;--calc-bg:#d2f3e2;--calc-border:#a9e3c2;--ink:#1c2b36;--label:#0592fe;--line:#e4ecf3;--page-bg:#eef2f6;--danger:#d0342c;--gold:#c9a961;--font-serif:var(--font-playfair), Georgia, "Times New Roman", serif;--font-sans:var(--font-inter), "Segoe UI", Tahoma, Arial, sans-serif;font-family:var(--font-sans);color:var(--ink)}.calc-app .layout{align-items:flex-start;display:flex}.calc-app .sidebar{width:250px;top:var(--calc-header-h,0px);height:calc(100vh - var(--calc-header-h,0px));color:#fff;background:linear-gradient(#0a5a9c 0%,#013a68 45%,#011c33 100%);border-radius:10px 0 0 10px;flex:0 0 250px;align-self:flex-start;padding:14px 0 40px;transition:width .2s,flex-basis .2s,padding .2s;position:sticky;overflow-y:auto}.calc-app.nav-collapsed .sidebar{border-radius:0;flex:0 0 0;width:0;min-width:0;padding:0;overflow:hidden}.calc-app .chapter{margin-bottom:2px}.calc-app .chapter>.chapter-title{letter-spacing:.6px;text-transform:uppercase;color:#bcdcff;cursor:pointer;border-left:3px solid #0000;justify-content:space-between;align-items:center;padding:8px 16px;font-size:.7188rem;font-weight:700;display:flex}.calc-app .chapter>.chapter-title:hover{color:#dcedff;background:#ffffff0d}.calc-app .chapter.open>.chapter-title{color:#fff;border-left:3px solid var(--accent);background:#ffffff0d}.calc-app .chapter-title .car{transition:transform .15s}.calc-app .chapter.open .chapter-title .car{transform:rotate(90deg)}.calc-app .sub-list{max-height:0;transition:max-height .18s;overflow:hidden}.calc-app .chapter.open .sub-list{max-height:800px}.calc-app .sub-item{text-align:left;color:#d7e8fb;cursor:pointer;background:0 0;border:none;border-left:3px solid #0000;width:100%;padding:8px 16px 8px 26px;font-size:.7812rem;display:block}.calc-app .sub-item:hover{color:#fff;background:#ffffff14}.calc-app .sub-item.active{color:#fff;border-left:3px solid var(--accent);background:#0592fe40;font-weight:600}.calc-app .main{flex:1;min-width:0;padding:22px 26px 90px}.calc-app .page-nav{justify-content:space-between;gap:12px;margin:22px 0 0;display:flex}.calc-app .page-nav-btn{cursor:pointer;border:1px solid #0000;border-radius:8px;align-items:center;gap:6px;padding:10px 18px;font-size:.8125rem;font-weight:600;transition:background .15s,border-color .15s;display:inline-flex}.calc-app .page-nav-prev{color:var(--navy);background:#fff;border-color:#dbe6f2}.calc-app .page-nav-prev:hover{background:#eef4fb}.calc-app .page-nav-next{background:var(--navy);color:#fff;margin-left:auto}.calc-app .page-nav-next:hover{background:#0d63a8}.calc-app .cover{background:#fff;border-radius:10px;margin-bottom:22px;overflow:hidden;box-shadow:0 1px 4px #00000014}.calc-app .cover-band{color:#fff;border-bottom:2px solid var(--gold);background:linear-gradient(120deg,#0d63a8 0%,#094e8a 35%,#012d52 70%,#011c33 100%);padding:26px 32px;position:relative;overflow:hidden}.calc-app .cover-band:before{content:"";pointer-events:none;border:1px solid #ffffff1f;border-radius:50%;width:280px;height:280px;position:absolute;top:-100px;right:-80px}.calc-app .cover-band:after{content:"";pointer-events:none;border:1px solid #c9a9612e;border-radius:50%;width:210px;height:210px;position:absolute;bottom:-120px;right:30px}.calc-app .cover-band .band-inner{z-index:1;align-items:center;gap:20px;display:flex;position:relative}.calc-app .cover-band .badge-logo{filter:drop-shadow(0 3px 8px #00000059);justify-content:center;align-items:center;width:auto;height:78px;display:flex}.calc-app .cover-band .badge-logo img{object-fit:contain;width:auto;height:100%;display:block}.calc-app .cover-band .eyebrow{letter-spacing:2px;color:var(--gold);text-transform:uppercase;margin-bottom:4px;font-size:.7188rem;font-weight:700}.calc-app .cover-band h1{font-size:1.6875rem;font-family:var(--font-serif);letter-spacing:.3px;text-shadow:0 1px 3px #00000040;margin:0;font-weight:700}.calc-app .cover-band .sub{letter-spacing:1.5px;text-transform:uppercase;opacity:.85;margin-top:6px;font-size:.75rem}.calc-app .cover-body-grid{grid-template-columns:1fr 1fr;gap:30px;padding:22px 26px;display:grid}@media (max-width:760px){.calc-app .cover-body-grid{grid-template-columns:1fr}}.calc-app .cover-left{flex-direction:column;gap:22px;display:flex}.calc-app .cover-field label{color:var(--label);margin-bottom:4px;font-size:.6875rem;font-weight:600;display:block}.calc-app .cover-field input{color:var(--ink);background:0 0;border:none;border-bottom:2px solid #e2e8ef;width:100%;max-width:280px;padding:2px 0;font-size:1.0625rem;font-weight:700}.calc-app .cover-field input:focus{border-bottom-color:var(--accent);outline:none}.calc-app .cover-team{flex-direction:column;gap:14px;display:flex}.calc-app .cover-person .person-name{color:var(--navy);width:100%;max-width:280px;padding:2px 0;font-size:.9375rem;font-weight:700;display:block}.calc-app .cover-person input.person-name{background:0 0;border:none;border-bottom:2px solid #e2e8ef}.calc-app .cover-person .person-title{color:var(--label);width:100%;max-width:280px;margin-top:2px;padding:2px 0 0;font-size:.6875rem;font-weight:600;display:block}.calc-app .cover-person input:focus{border-bottom-color:var(--accent);outline:none}@media (max-width:880px){.calc-app .layout{flex-direction:column}.calc-app .sidebar{border-radius:10px 10px 0 0;width:100%;height:auto;max-height:260px;position:static}.calc-app .main{padding:18px 14px 60px;overflow-x:auto}.calc-app .row{gap:10px}.calc-app .box{min-width:120px}}.calc-app .chapter-banner{color:#fff;letter-spacing:.6px;background:linear-gradient(120deg,#0d63a8 0%,#012d52 100%);border-radius:8px;align-items:center;gap:10px;margin:34px 0 16px;padding:10px 18px;font-size:.9375rem;font-weight:700;display:flex;box-shadow:0 3px 10px #01203a33}.calc-app .chapter-banner.first{margin-top:0}.calc-app .chapter-banner .bnum{background:#ffffff2e;border-radius:5px;padding:2px 9px;font-size:.75rem}.calc-app .chapter-banner-plan{letter-spacing:.8px;padding:26px 28px;font-size:1.625rem;box-shadow:0 4px 14px #01203a40}.calc-app .chapter-banner-plan .bnum{padding:4px 15px;font-size:1rem}.calc-app .plan-row{grid-template-columns:repeat(4,1fr);gap:16px;margin:0 0 22px;display:grid}.calc-app .plan-row.two-col{grid-template-columns:repeat(2,1fr)}@media (max-width:1200px){.calc-app .plan-row{grid-template-columns:repeat(2,1fr)}}@media (max-width:700px){.calc-app .plan-row,.calc-app .plan-row.two-col{grid-template-columns:1fr}}.calc-app .plan-footnote{color:#8b98a5;text-align:center;margin:4px 0 30px;font-size:.7188rem;font-style:italic}.calc-app .hint{color:#8b98a5;margin:-6px 0 4px;font-size:.6875rem}.calc-app .scenario-select{border:2px solid var(--input-border);text-align:center;cursor:pointer;-webkit-user-select:none;user-select:none;box-sizing:border-box;background:#fff;border-radius:8px;flex-direction:column;flex-shrink:0;justify-content:center;align-items:center;height:58px;margin-top:14px;padding:6px 8px;display:flex;overflow:hidden}.calc-app .scenario-select:hover{border-color:var(--accent)}.calc-app .scenario-select .ssel-label{letter-spacing:.2px;font-size:.6562rem;font-weight:700;line-height:1.15}.calc-app .scenario-select .ssel-amt{margin-top:2px;font-size:1rem;font-weight:800}.calc-app .scenario-select.selected{color:#fff;background:#2eb470;border-color:#2eb470}.calc-app .hcard .scenario-select{margin-top:auto}.calc-app .hcard .section-body{flex-direction:column;flex:1;display:flex}.calc-app .section{scroll-margin-top:calc(var(--calc-header-h,0px) + 16px);background:#fff;border-radius:10px;margin-bottom:18px;overflow:hidden;box-shadow:0 1px 4px #00000012}.calc-app .hcard{flex-direction:column;height:100%;display:flex}.calc-app .section-title{background:var(--navy);color:#fff;letter-spacing:.3px;justify-content:space-between;padding:11px 18px;font-size:.9062rem;font-weight:700;display:flex}.calc-app .section-title-right{align-items:center;gap:10px;display:flex}.calc-app .notes-btn{color:#fff;cursor:pointer;background:#ffffff1f;border:1px solid #ffffff4d;border-radius:6px;align-items:center;gap:5px;padding:4px 10px;font-family:inherit;font-size:.75rem;font-weight:600;display:flex}.calc-app .notes-btn:hover{background:#ffffff38}.calc-app .notes-btn.has-notes{background:#2eb470;border-color:#2eb470}.calc-app .notes-btn.has-notes:hover{background:#28a064}.calc-app .notes-btn-icon{font-size:.85rem}.calc-app .notes-panel{background:#fffbe8;border-bottom:1px solid #f0e4b0;padding:14px 18px}.calc-app .notes-panel .box label{color:#8a7328}.calc-app .notes-panel textarea{width:100%;color:var(--ink);resize:vertical;background:#fffef7;border:1px solid #e6d68a;border-radius:6px;padding:9px 10px;font-family:inherit;font-size:.8125rem}.calc-app .pdf-dropzone{border:2.5px dashed var(--input-border);cursor:pointer;text-align:center;color:#8b98a5;background:#fafcff;border-radius:10px;flex-direction:column;justify-content:center;align-items:center;gap:8px;min-height:120px;margin-top:18px;padding:18px;display:flex}.calc-app .pdf-dropzone.dragover{border-color:var(--accent);background:#eaf5ff}.calc-app .pdf-dropzone.has-pdf{cursor:default;text-align:left;border-style:solid;padding:0;display:block}.calc-app .pdf-dropzone .dz-icon{opacity:.6;font-size:28px}.calc-app .pdf-dropzone .dz-text{font-size:.7812rem;font-weight:600}.calc-app .pdf-dropzone .dz-sub{color:#a8b4bf;margin-top:-2px;font-size:.6875rem}.calc-app .pdf-preview-header{border-bottom:1px solid var(--input-border);background:#f0f4f8;border-radius:8px 8px 0 0;justify-content:space-between;align-items:center;padding:10px 14px;display:flex}.calc-app 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.app-footer{color:#fff;background:linear-gradient(120deg,#0d63a8 0%,#094e8a 35%,#012d52 70%,#011c33 100%);border-radius:10px;margin-top:10px;padding:22px 28px;box-shadow:0 1px 4px #00000026}.calc-app .footer-cols{flex-wrap:wrap;align-items:center;gap:34px;display:flex}.calc-app .footer-eho-col{flex-shrink:0;margin-left:auto}.calc-app .footer-eho-logo{width:auto;height:52px;display:block}.calc-app .footer-title{font-family:var(--font-serif);color:#fff;white-space:nowrap;font-size:.875rem;font-weight:700}.calc-app .footer-sub{color:#a9cdea;margin-top:3px;font-size:.75rem}.calc-app .footer-divider{border-top:1px solid #ffffff26;margin:16px 0 12px}.calc-app .footer-disclaimer{color:#9fc3e0;font-size:.7188rem;line-height:1.5}.calc-app .font-slider-control{background:#ffffff1f;border:1px solid #ffffff59;border-radius:6px;align-items:center;gap:8px;padding:6px 12px;display:flex}.calc-app .font-slider-aa{color:#fff;cursor:pointer;font-size:.9375rem;font-weight:800;line-height:1}.calc-app .font-slider-control input[type=range]{appearance:none;cursor:pointer;background:#fff6;border-radius:2px;outline:none;width:90px;height:4px}.calc-app .font-slider-control input[type=range]::-webkit-slider-thumb{appearance:none;cursor:pointer;background:#fff;border-radius:50%;width:15px;height:15px;box-shadow:0 1px 3px #0000004d}.calc-app .font-slider-control input[type=range]::-moz-range-thumb{cursor:pointer;background:#fff;border:none;border-radius:50%;width:15px;height:15px;box-shadow:0 1px 3px #0000004d}#main.page-scalable .box label{font-size:calc(.7188rem * var(--fieldFontScale,1))}#main.page-scalable .box input,#main.page-scalable .box select,#main.page-scalable .box .calcval{font-size:calc(.875rem * var(--fieldFontScale,1))}#main.page-scalable #sec-passive .invest-summary-row,#main.page-scalable #sec-investor .invest-summary-row{font-size:calc(.8125rem * var(--fieldFontScale,1))}#main.page-scalable #sec-passive .invest-summary-row.head,#main.page-scalable #sec-investor 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